By having zero percent interest rates on loans, but restricting every household to loan for one private home only, we wouldnt get skyrocketing inflation. Loans to inspected big and small projects. Today the maln reason of interest rates is to curb inflation. One percent already is enough. Do you know how many out there have loans on private property? That makes money flow back to banks resulting in less money in circulation which is the main criteria of inflation.The way they curb inflation. The less money in peoples hand means more value per bill. A way to solve inflation is to mint several billion dollar coins.but keep it simple. Many wealthy takes out loans to rent out as many as possible apartments. Jacking up inflation. Msking life of everyday people harder. Air bnb ban. Stick to hotels. Unless you buy a house with yoyr savings for vacations. Another way is use the gathered money in banks from interest rate on public projects, like infrastructure, education and green energy. Commercial banks use most of the wealth captured from interest rates on dealing them out to stock holders. Criminal.